Did You Know?

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The holidays are upon us and many of us worry how we are going to afford to buy gifts and how are we going to stretch those dollars we just don't have.

 

We hope the article this week offers you some simple solutions.

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Tip of The Week...

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For Whom the Debt Tolls 

Holiday sales are calling this weekend, but your health may be better served by creating a gift budget. 

Staying out of debt -- you know, the high-interest kind that seems to go along with using plastic -- could be a boon to your body as well as your wallet. Researchers have found that the more credit-card stress people have, the more health problems they report. So make a list, check it twice, and resist those impulse buys. 

It's a medical fact that overall good health goes hand in hand with financial health. One logical reason: People with money often have better access to healthcare. But that's just one side of the finances-and-health coin. Another reason that's not always included in the statistics is the impact of money worries on long-term health. Financial concerns set the stage for chronic stress, which inevitably leads to unnecessary aging. 

If debts are weighing you down to the point that you don't want to get out of bed in the morning, seek the free financial and counseling services offered by such groups as the National Foundation for Credit Counseling or Debtor's Anonymous. 

Need a little help getting started with your budget? Try this useful online money planning tool.

Source: http://www.realage.com/index.aspx

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